The good news is that if you are 22 or over, employed and earning more than £10,000 a year, you may already be paying into a workplace pension (unless you have opted out). If you are working or claiming certain state benefits, you will also be building up entitlement to the state...
What is a bidet? How do you use a bidet to wash yourself after using the toilet? Learn now and avoid embarrassing bathroom disasters.
Other pension providers use Raindrop too. You just need to tell the pension detectives who you worked for and when, while ponying up your National Insurance number. Yet tracking down old pension pots is one of those things that’s hard to get around to if you have a life. (Note to se...
Pension annuities provide a guaranteed annuity income for life. Find out more about our retirement annuities and get a quote online today.
A self-invested personal pension, or SIPP for short, is a do-it-yourselfpersonal pension. You make contributions in the same way as you would with a more traditional personal pension and enjoy tax relief on what you put in. The difference with a SIPP is that you have more flexibility to...
Maintaining good health is a fundamental part of being alive. Unfortunately, it’s also an expensive part of humanity. Of course, healthcare should always be a financial priority. But there are some procedures we’re unable to anticipate despite how well we take care of ourselves. ...
A private or personal pension is set up on your own. It’s separate from your state pension and any workplace pension. For some people, such as the self-employed, a private pension may be their only option. But even if you already have aworkplace pension, you can also set up a sepa...
If you’re an employee, you’ll hand in your notice and access funds from your workplace pension and any private savings you’ve got. Knowing how to take early retirement is one thing. Being financially independent is quite another. The good news is that we’ve got some tools you can ...
A new "income pension" is intended to tie pension benefits more closely to contributions made over the entire course of an individual’ s working life, while lowering the overall cost of the system; it is financed entirely by a 16 percent payroll tax. A "guarantee pension" provides minimum ...
An executive in their fifties, paid £150,000-a-year, stopped saving into their pension pot because they hit the lifetime allowance limit and have a protected £1.073mn pot. Should they resume contributions? There is an opportunity, by the end of the 2022-23 tax year, to include a ...