A captive auto lender is the financing arm for an auto manufacturer. Captives often have lower auto loan rates, but know the pros and cons.
You can analyze a company's leverage by calculating its ratio of debt to assets. This ratio indicates how much debt it uses to generate its assets. A company has relied on leverage to finance its assets if the debt ratio is high. A ratio of 1.0 means that the company has $1 of debt...
A business auto loan is a type ofsecured loanthat companies or individual owners can use to purchase vehicles for business purposes. A business auto loan can be less expensive than an unsecured loan, and its interest costs may be tax-deductible. Business auto loans are also referred to as co...
Start Popular topics What is Shopify?. How our commerce platform works Shopify Editions. New, innovative Shopify products Founder stories. Learn from successful merchants Branding. Build your brand from scratch Marketing. Build a marketing plan ...
Source: Experian State of Automotive Finance Market, Q4 2024 When shopping for the best auto loan rate, it is important to consider more than just the monthly payment. Weigh how much you’ll pay in interest and fees across the entire loan term. A longer term means lower monthly payments bu...
A PCP (personal contract purchase) is one of the most popular ways of buying a new or used car. We break down everything you need to know
Finance.Generative AI could add $200 billion to $340 billion in annual value to banking, chiefly through productivity gain, according to consulting firm McKinsey. GenAI's ability to identify patterns in vast amounts of customer and market data is enabling banks to hyperpersonalize customer service...
Nissan Finance. Toyota Financial Services. How does a 0% APR work? Zero-interest car loans work similarly to any other auto loan. You will apply for financing, and if you qualify, sign any necessary loan documents. The only difference is that you won’t pay interest — though there may ...
Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement, tax, and estate planning. The term often refers to the entire industry that provides financial services to individuals and hou...
What Is an Average Roth Return in 2025? Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term returns. Kate StalterApril 22, 2025 2026 Social Security COLA Get ready for the rate increase to Social Security benefits, which will st...