Extra Coverage (sometimes calledscheduled personal property) is insurance-speak for adding a valuable item to your insurance policy. Here’s how it works: Yyou need to get an appraisal to verify the cost of your jewelry, and then tell your insurance company you’re willing to pay for more ...
» MORE: What is life insurance and how does it work? What is AD&D insurance? AD&D insurance combines two types of coverage: an accidental death policy that pays out if you die in an accident, and a dismemberment policy that pays out if you have a serious injury such as losing a ...
Mortgage servicers use escrow accounts to cover a borrower’s property taxes and homeowners insurance. Learn how escrow accounts work and why they matter here.
- June GIA Diamond Reports - July Not just a pretty face - August Moral hazards on the rise - September Hurricanes, fires, floods—and jewelry insurance - October Inherent vice / wear-and-tear losses are rising - November FRAUD UPDATE – lack of disclosure, false inscriptions & doctored docs...
A beneficiary designation is a method of legally indicating in writing who will receive the benefits of a life insurance policy...
By Leigia Rosales Leigia Rosales is a former attorney turned freelance writer. With a law degree and a background in legal practice, she crafts compelling content that informs and engages readers. Her ability to understand complex topics and communicate them effectively makes her a valuable asset...
(*1) If mastalgia is hormonally triggered but nodularity is not, it makes no sense to say that a woman with pain and a woman with lumps have the same disease. Explain to the patient that fibrocystic disease is no longer considered a useful term and that a new classific...
The value determined by an insurer does not represent the value of your stone. It is a replacement value. During an insurance appraisal, the appraiser is evaluating how much it costs to replace the item. Because the insurance policy will cover the replacement cost, the insurance appraisal will...
This can be a learning tool for a lot of people especially if justice prevails in the end. I realize that when a trial is televised it does create a heightened awareness of this particular trial, but sometimes there might be some effective dialogue that people can have because of it. For...
Like color, evaluating clarity in radiant cut diamonds is subjective. GIA provides excellent help with their clarity grades. Still, it is important to understand that each customer will have a unique standard for clarity. Some may be perfectly comfortable with an inclusion as long as they cannot...