A budget (预算)is a spending plan.It can help you spend money wisely.It can do this by cutting out wasteful spending.Of course,preparing a budget takes planning,and carrying out a budget takes willpower (意志力).Your budget should meet your family’s needs and income.The first step in ...
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Another type of flexible benefits plan often offered to employees is a flexible savings account (FSA), orhealth savings account(HSA). These allow individuals to contribute pre-tax income to the account, and then withdraw the funds as needed to pay for qualified expenses, such as medical bills...
Types of Flexible Expenses Saving money on flexible expenses is doable. However, it may require taking a close look at your spending and making a few lifestyle adjustments. And when you’re aware of your spending habits, you can look for opportunities to cut back on (or even cut out) cer...
WhatisaFlexibleBenefitPlan? Eventhemostcomprehensiveemployeebenefitplanhasout-of-pocketexpensesanemployeemustpay.Expenseslikedeductibles,coinsurance,co-pays,prescriptiondrugs,eyeglasses,daycareservices,andprivatelyownedinsurancepoliciescanquicklyaddup.Flexbenefitplans,commonlyknownasflexspendingaccounts(FSAs),canhelpyourem...
The first thing is to make a spending plan and see where to cut costs. Choose what you need most, instead of what you want most, when deciding what to buy. Stick to your plan when it seems everyone else has or does something. There are almost always inexpensive alternatives for your ...
If you're looking to save money on yourmedical expenses, you might consider opening aflexible spending account (FSA). With an FSA, individuals can use pre-tax money on a number of expenses that medical or dental insurance doesn't cover, including co-pays and coinsurance, as well as certain...
Flexible spending accounts are similar to a few other three-letter accounts you may have heard of: Like an FSA, ahealth savings account (HSA)is also an account that’s funded with pretax money from your paycheck to use specifically for health care costs. However, you can only contribute to...
The account, which is also sometimes called a "flexible spending arrangement," lets you contribute a portion of your regular earnings before tax; employers also can contribute to employees’ FSAs. Distributions from the account must be used to reimburse the employee for qualified expenses related to...
A personal spending plan is a more individualized and flexible take on the traditionalbudget. While many people may be familiar with their sources of income, such as a salary from a job, fewer know the patterns that may be associated with where that income is spent. A family may want to ...