An excellent VantageScore® falls between a range of 781-850. There are potential advantages to having an excellent credit score, including improved changes of getting approved for a credit card with more fav
FICO says scores of 800 or above on a credit-scoring range of 300 to 850 are considered excellent. But what counts as excellent can vary—in part because people can have multiple credit scores. Also, decisions about loan approvals and terms are ultimately up to individual lenders. So what ...
So, how do you know if you have excellent credit? What is an excellent credit score and is there an easy way to get it? Let’s take a closer look at what is considered an excellent credit score, as well as what you can do to boost your credit score into the excellent range. Do ...
Although excellent credit is nice to have, you probably don't need it. There aren't any new benefits that come along with having a FICO® Score of 800 instead of 760. But the steps you need to follow for an excellent credit score are smart financial habits regardless...
What is a credit score?A credit score is a three-digit number that financial institutions use to estimate your future credit behavior based on your previous credit habits, according to the Consumer Financial Protection Bureau.As you use your credit card and manage loans, lenders typically report ...
Having a good credit score is important because it can help make your financial dreams come true You likely have more than one credit report since there are three major credit bureaus: Equifax®, Experian™ and TransUnion® If you have a bad credit score (think: 300 – 579), there ar...
Credit scores spana range from 300–850; if your number falls somewhere in the middle of this range, you may wonder if it’s considered a fair credit score — it’s not "excellent," but it's not at the very bottom either. A fair credit score can impact the outcome of financial deci...
A goodFICOscore falls between 670 and 739. Scores in that range are near or slightly above theU.S. average credit score. FICO’s highest credit score is 850, and it breaks its scores into the following five categories: Source: MyFICO.com ...
Scores are classified into five categories: excellent, very good, good, fair and poor. (The FICO Auto Score and Bank Card Score range from 250-900. Those specialty scores may be used when you apply for a car loan or a credit card.) 800-850: Excellent credit score Earning an excellent ...
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.