If you’re a New York City-dweller, you may have heard of the “condop.” That’s right — the condop. Specific to New York City, the condop is a combination of a co-op and a condo. These buildings gained popularity in the 1980s as a response to a tax rule in place at the ...
Who runs a condo? A condominium is collectively run by the unit owners. These unit owners are all members of the condominium corporation. They manage the property, finances, records, reserve fund study agreements and other related matters. ...
Let’s take a closer look at condos and condo loans, including how to qualify for a condo mortgage. That way, if you’re interested in purchasing a condo, you’ll feel prepared to embark on the journey. What Is A Condo? Condosare individual units in a residential building that share wa...
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there’s no reason to panic. Even if your condo unit is in a building not on the VA-approved condo list,you can take steps – or the condo building’s homeowners association can take steps – to get the building the approval it needs. Once approved, you can apply for a VA loan to...
Check the reserve fund - is money available to pay for work that may be needed? Make sure you have a complete Offering Plan with all Amendments and the past 2 year's Financial Statements. Check the amount and terms of the underlying mortgage if the complex is a coop. When does it ...
What Is a Home Equity Loan? What Is a Joint Mortgage? The Ascent's best lenders for first time home buyers If you're a first-time home buyer, our experts have combed through the top lenders to find the ones that work best for those who are buying their first home. Some of these l...
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What Is a Reserve Fund? A reserve fund is a savings account or other highlyliquid assetset aside by an individual or business to meet any future costs or financial obligations, especially those arising unexpectedly. If the fund is set up to meet the costs of scheduled upgrades, less liquid ...
The big difference between a condo and an apartment is that you generally own a condo, while you rent an apartment. Apartment buildings are usually owned by a single owner (such as a property management company) and the buildings are used solely for rental purposes. However, condos that are ...