A normal check can bounce, but a certified check is guaranteed by the bank (for a fee, in most cases). For instance - let's say that you want to purchase a car from a dealership. A dealership probably won't take a regular check, as it could bounce when they try to cash it. If...
A certified check is a personal check written off of a checking account that the bank or credit union certifies as having enough money to cover the amount of the check without an overdraft. Once the bank teller confirms that your bank account can cover the check, the bank will stamp your ...
Thecertified financial planner, or CFP, designation is often considered the standard of excellence for financial planners. It's a mark of an advisor's commitment to providing the best holistic advice to clients, one that requires extensive study and experience. "The CFP is the most comprehensive ...
Certified Financial Planner™ (CFP®) recognizes individuals with financial planning, taxes, insurance, and estate planning expertise. Owned and awarded by the Certified Financial Planner Board of Standards, Inc., the designation is awarded to those who complete the CFP Board's initial exams and ...
Suppose you want the maximum security that the payee won't see your bank account number (and possibly your address or phone number) and that the money is guaranteed directly from the bank’s funds. In that case, a cashier’s check is better than a certified check. Also, a cashier’s ...
Cash Bonds:Cash bonds involve paying the full bail amount directly to the court in cash or via a certified check. This type of bond is straightforward: once the bail is paid, the defendant is released from custody until their court date. If the defendant meets all court requirements and att...
What is a CIA (Certified Internal Auditor)? Some states require you to have a set number of years of work experience under the direct supervision of a CPA (typically 2), whereas, for the CIA, you must obtain a minimum of 2 years of auditing-related work experience. If you earn a mast...
Building an investment portfolio may require personalization and finesse, but it can also be ultra-simple.
Pacific Debt Relief's fee is based on the percentage ofsettled debt, rather than the amount you started the program with. Pros and cons of debt settlement At first glance, debt settlement may appear like an excellent solution. In reality, debt relief is a valid tool for some — but for ...
A bank or certified check is a special type of check that is drawn against funds in your personal account with a guarantee from the bank that the money is available. A bank check, also known as a cashier's check, is issued when the bank takes the money from your account and transfers...