A BIN number, which stands for Bank Identification Number, is a unique identifier that is assigned to each insurance provider. Similar to credit card BIN numbers that identify the issuing bank, insurance BIN numbers serve a similar purpose. They help healthcare providers and pharmacies identify the...
Welcome to the world of insurance, where policies and numbers come together to protect you and your assets. If you’ve ever looked at your insurance card, you may have noticed a series of numbers and information printed on it. One of the most important numbers displayed is the policy number...
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Independent contractors and others who receive income from sources other than an employer can expect to receive a 1099 instead of a W-2. So, what is a 1099, and how do you use it to file your taxes? Here's everything you need to know about Form 1099, inc
A dividend is a share of a company's profits distributed to shareholders as either stock or cash, usually paid quarterly, like a bonus to investors. Unlike share price, which can change from day to day, once a company declares it will pay a dividend on a specified date, it's as good...
A credit card number is the 15- or 16-digit number found on the front or back of a credit card. It identifies several things, including: The credit card network:The four majorcredit card networksin the U.S. are Visa®, Mastercard®, American Express® and Discover®. These network...
Like traditional savings accounts, HYSAs typically allow you to access cash when you need it, sometimes with a free ATM card. And like a traditional account, your HYSA is federally insured by either theFederal Deposit Insurance Corporation(FDIC) or the National Credit Union Administration (NCUA)...
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Social Security pays out benefits to families when a breadwinner passes away, too. Your dependent children and a spouse caring for those children will likely all be eligible for payments upon your death, and the amount they will get is on your statement. Your...
Life insurance is a legal contract between you and an insurance company. When you die, it provides a tax-free financial payout to beneficiaries of your choosing. In exchange, you make regular premium payments to your insurer for as long as the policy is active. ...