The mortgage industry is on its way to modernizing the appraisal process. In early February, Fannie Mae and Freddie Mac, the government-sponsored entities (GSEs), incorporateddesktop appraisalsinto their Selling Guides beginning in March 2022. But what is a desktop appraisal, how does it work, ...
The most common home appraisal involves an appraiser visiting a house and inspecting the inside and outside of the property. An exterior-only inspection, known in the industry as a “drive-by appraisal,” is also possible. There are also “desktop appraisals,” in which the appraiser doesn’t...
Do I always need an appraisal to refinance? Not all refinances involve an appraisal. The decision, however, is entirely up to the lender. Bank of America, for example, requires a refinance appraisal “to accurately assess the value of the property and the risk of the transaction,” says Ann...
This amount is what you can take as a deduction. Some property donations, such as a rare piece of art, may require you to obtain an appraisal from an art expert. TurboTax ItsDeductible Online is a free tool that helps you track your donations and determine their IRS-approved value. When...
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To better understand what’s changed between your existing text (scope of work, intended use and user, definition of market value, statement of assumptions and limiting conditions, and certifications) and the new guidelines, we’ve provided a comprehensive comparison below. This is critical to unde...
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