reveals that many insurers are losing money in ACA individual markets, with aggregate year over year losses more than doubling, and with post-tax margins between –9% and –12%. Losses like these resulted in UnitedHealth Group leaving the California ACA market after only one year....
Homeowners insurance non-renewals are on the rise as private insurers steer clear of locations at high risk for natural disasters. Blazing wildfires are leaving many homeowners scrambling to find coverage in Western states, while people in Florida and Louisiana are facing non-renewals during hurricane...
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The estimated yearly cost for Cobenfy is $22,500 compared to $540 for a generic antipsychotic. Krystal and others worry that insurers will require people to try cheaper drugs first before covering Cobenfy. Most patients’ out-of-pocket costs will be mu...
Experts recommend reviewing your auto policy to see which coverage types are listed. If the coverage you’d like is not there, contact your insurance agent to add it before an accident occurs. You cancompare quotesfrom multiple insurers to find insurance that provides the best coverage for your...
Marine insurers, which are typically on the hook to pay for mishaps, likely have access to more complete data on losses – but no laws require that data to be collected and shared publicly. World Shipping Council president and CEO Joe Kramek said the industry is researching ways to reduce er...
Some insurers will lower premium rates for 2025, but many others are increasing them. Although final numbers are still being crunched, experts estimate a median increase of 7% for premiums,according to an analysis by KFF, a health information nonprofit that includes KFF Health News. Most people...
(HITECH) Act, covered entities -- such as healthcare providers, insurers and their business associates -- are limited in the types of PHI they can collect from individuals, share with other organizations or use in marketing. In addition, organizations must provide PHI to patients if requested,...
Some policies require waiting periods, which insurers may try to obscure. If you live long enough, total premium paid could exceed the death benefit. Term policies for seniors are not final expense insurance, which is permanent insurance. A policy that can expire before you die might not cover...
a startup could raise money from private sources other than wealthy families. Before, new companies generally looked to the likes of the Rockefellers or Vanderbilts for the capital they needed to grow. ARDC soon had millions in its accounts from educational institutions and insurers. ARDC alums ...