I bought an immediate annuity a few years ago when interest rates were higher. Is it possible to put more money into that annuity policy to get the same rate? Or do I need to get a new policy if it's with the same insurance company? Hersh Stern (ImmediateAnnuities.com) 2015-07-27...
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Insurance: You’ll need to know how much certain assets, like houses and jewelry, are worth to get them properly insured. Insurance gives you coverage in case of an event like a fire, flood or robbery, or potential liability, say if you’re sued after a car accident. Another asset peopl...
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Life insurance premiums are determined by factors such as the policyholder’s age, health, and lifestyle, with younger and healthier individuals paying lower rates. To find the right fit, compare quotes from multiple insurers, paying particular attention to each company’s financial strength, consume...
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When a policyholder dies, the insurance company keeps the account’s cash value. Your beneficiaries will be paid just the death benefit, as the policyholder can only use the cash value while they are alive. However, some life insurance policies allow you to increase the death benefit as you ...
So when you compare quotes for the two types of 15 year annuities you find that the 15 Year Period Certain annuity gives you more income per month than the Single Life annuity with 15 Years Certain would give you. That's because the insurance company expects to make fewer payments to you...