With our pension income, RRSP, TFSA, and RRSP holdings – as well as with our probable CPP and OAS payments – we’ll basically be able to split our income exactly equally when we retire. This is one of the other arguments for family-unit taxation actually – that retirees already basical...
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of contributing to the account, investing options and beneficiary implications.
Operating Return on Assets = Operating Income / Average Total Assets Operating return on assets is different from ROA because it uses income before deducting interest payments. The main reason to use operating income is to account for all assets, both owned by the company and those financed with...
Overall, the outlook is bright for long-term fixed income investors, with return expectations for bonds in the low- to mid-single digits. We believe return opportunities in fixed income over the coming two decades will be higher than what was realized in the prior 20 years, while our exp...
Canada’s Old Age Security (OAS) is a benefit paid to seniors. Enrollment is often automatic, and the amount you receive depends on age, income and how long you lived in Canada as an adult. Written by Sandra MacGregor Lead Writer Edited by Beth Buczynski Head of Content, New Markets ...
A firm's net income before tax, EBT (NIBT) (on the income statement) is affected by what? What is a convertible bond? Does the convertibility feature benefit the company or the bondholder? Why? Define intermediation. Define a market order and a limit order. What is producer surplus? Usin...
1. Special economic zones (SEZ) have been on the policy agenda for a considerable amount of time, but have increasingly attracted attention over the past two decades. Most low- and middle-income co...
Evaluate Your Budget:Consider your financial situation, including monthly income, savings, and emergency funds. A high deductible plan with lower premiums may be more suitable if you have the financial means to cover larger out-of-pocket expenses. ...
Asset-backed securities (ABS) and mortgage-backed securities (MBS) are two of the most important types of asset classes within the fixed-income sector. MBS are created from thepooling of mortgagesthat are sold to interested investors, whereas ABS is created from the pooling of non-mortgage asse...
Both the option-adjusted (OAS) and the zero-volatility spread (Z-spread) are useful to calculate the value of a security. In general, a spread represents the difference between the two measurements. The OAS and Z-spread help investors compare the yield of t...