Even so, they can still negotiate with sellers during the offer process to cover the agent’s fee.How do the changes impact sellers in California? Sellers can still work with their listing agent to decide if and how much they will contribute toward the buyer’s agent commission. Sellers ...
If your property was affected or you had to evacuate, the state is available to provide guidance and answer your questions. Call theCalifornia Department of Insuranceat1-800-927-4357for assistance, with representatives available Monday through Friday, 8 a.m. to 5 p.m. If your home has been ...
Private mortgage insurance (PMI):Private mortgage insuranceis required if your down payment is less than 20%. FHA and VA loans may also require you to pay an upfront fee for private mortgage insurance at closing in exchange for allowing you to have a lower down payment. PMI is typically in...
“No single event unites sports fans like the Super Bowl, and that excitement extends to sports betting, with this year's record legal handle reflecting its widespread appeal. This figure underscores the positive impact of the legal market—from protecting consumers to generating tax revenue that b...
Crapless in California So why must I go back to Nevada for craps? Well, none of the local Indian casinos have craps. In fact, they don't have roulette either. If you were to go to an Indian casino, sure you might see a roulette machine, but not a table. What's up? It could ...
If property pricing is low for a cash buyer who is able to strike a favorable deal with one of these landowners, it can be the perfect opportunity for all parties. Keep in mind, however, that the lease will always exist and price increases (or worst case, lease losses) are controlled ...
1. Ensure you have a qualifying credit score and improve it if needed. When it comes to buying a home, your credit score is one of the most important factors lenders consider. It plays a key role in determining the interest rate you’ll be offered, which directly impacts your monthly mor...
Thesecurity depositis the amount you pay at the start of your tenancy to cover any damage beyond regular wear and tear. The landlord can also use it to cover the rent if you leave without paying the last month’s rent. The security deposit is assessed upfront, while a move-out fee is...
Make sure you always start with the aesthetic foundation of your home. If you keep that in mind as you remodel, your changes along the way won’t compete with each other or be too trendy and need updating every 5-10 years. Use materials that work seamlessly with the era and style of ...
As you begin thehomebuying process, you may come across homes sold “as-is.” If you’ve never encountered the term before or are curious about buying an “as-is” home, it’s important to know what to expect. The term “as-is” in a real estate listing indicates that the buyer mu...