Dr. Ann Meyerson, a licensed real estate agent in Florida specializing in the needs of seniors — including many Canadian snowbirds — emphasizes the importance of understanding the shifting landscape of homeowners insurance. “Since the Surfside Condo’s collapse in Miami, property owners have b...
The most common form of home insurance is what’s called HO-3 insurance or “special form”. This kind of insurance accounts for the vast majority of policies in the US according to the National Association of Insurance Carriers. The HO-3 covers damage to your home except for floods or ea...
The home insurance market in Florida is in crisis. Since 2017, many insurance carriers have left the state, gone insolvent or tightened their underwriting restrictions, making it difficult for homeowners to find coverage. Many of the companies that remain have chosen not to renew existing policies...
Florida Expands Banks' Insurance powersAmerican Banker
A home insurance non-renewal doesn’t mean you’re out of luck. There are steps you can take to find coverage, even if you live in a high-risk location.
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Medicare, your insurance provider, and your doctor if you notice discrepancies between your Explanation of Benefits (EOB) and claims paid or incorrect descriptions of services provided. 7. Monitor Your Credit Most breach-affected companies tend to offer credit monitoring services to victims. However,...
Douglas Cohen analyzes a Florida 5th DCA decision that found that post-loss insurance benefit assignments fall under Fla. Stat. 627.7152 if they involve securing funds for property repairs—even if the assignee does not directly perform the services. The court emphasized that non-compliance with the...
Is sinkhole insurance worth it? Frequently asked questions Key takeaways Sinkhole damage is listed among other home insurance exclusions, such as earthquakes and mudslides, in most home insurance policies. Florida and Tennessee are the only states that require insurance companies to offer sinkhole cover...
Changes in costs: Basic gains or losses shift based on differences in carry costs, storage, insurance, and financing. Currency fluctuations: Since most commodities are priced in U.S. dollars, changes in the dollar’s value can greatly affect commodity prices. A weaker dollar makes commodities ch...