make the switch from renting to owning a home, a good credit score can be essential for getting your foot in the door. While credit scores aren't the only thing lenders consider for mortgage approval, they do carry a lot of weight. So, what is a good credit score to buy a house?
Germany has decided to take the initiative when it comes to etiquette in certain private (or private eye) matters, too. During a two-day summit in Brussels, the Germans have suggested the introduction of an internationally recognized Espionage Etiquette...
of doing business with any company whether you are working with or extending credit to them. Company credit reports can help you do this. You will be able to obtain the financial background information on a business, including a company’s payment behaviour, judgements, liens and bankruptcies....
Mortgage lenders don’t want you to have any prior bankruptcies or consumer proposals within the last 24 months. They also don’t want to see any 60-day overdue payments on your credit report within the last 24 months. Two key areas that mortgage lenders assess are the monthly living costs...
when it was first filed in court, simply wait for the distributions to be made to them by the Trustee in Bankruptcy who acts as the administrator. What happens after I sign the consumer proposal papers? Shortly after you sign the papers the Administrator will send a report to the Official ...
Take the above factors with a pinch of salt — if you don’t need a loan, getting one just for the potential boost in your score probably isn’t wise. Similarly, if moving house makes the most sense for you personally and financially, don’t stay put just to appease your credit score...
Bankruptcies and accounts in collections appear in their own section. You may not recognize the name of a collection agency that currently holds your credit account, especially if they recently purchased your debt. If you’re unsure, you can contact the collection agency to verify. Inquiries The...
We haven’t walked much in these past weeks. It’s been cold and we’re not yet back to full speed after our visit with Covid. It’s making us restless. Our restlessness is helping our impulse to clean out our house. The energy has to go someplace and it’s finding release in mo...
massively overvalued. The Chinese government cannot risk letting house prices fall, given the potential impact on the wealth of ordinary citizens. Instead he says that the Chinese will engineer “a reduction in housing development and construction activity to equilibrate supply with collapsing demand.”...
but this is uncommon. Not all bankruptcies involve liquidation;Chapter 11, for example, involves rehabilitating the bankrupt company and restructuring its debts. In Chapter 11 bankruptcy, the company will continue to exist after any obsolete inventory is liquidated, after...