it will negatively affect your credit, and your loan may be sent to collections. Then you will have no vehicle to get to work or school, and will still owe money on it. This is a worst-case scenario, but it could happen even if you're a safe driver, take care of ...
How Does Negative Equity on a Car Loan Happen? Even if you make all your monthly payments on time, you can still end up with negative equity on your current auto loan. This can happen for several reasons, such as: You Made a Low Down Payment Borrowing money to purchase a new vehicle ...
New car replacement can be used if you’re the first owner of a car or if your car is less than one to two years old. It guarantees that you will be paid more than the ACV of your totaled car and be given enough to replace it with a car of the same value. These additional cove...
I’ll get into a discussion of the wisdom of increasing your deductible to save on your premium in a little bit. What is medical coverage? This is a provision you can add to your car insurance policy that will cover certain medical expenses. Even if you have health insurance coverage, thi...
Manufacturer recalls can happen if a manufacturer determines that a car or part of a car does not meet minimum safety standards. A vehicle history report can alert you to any potential problems that need to be addressed. You can also usually see if there are any open recalls for free ...
No matter what state you live in, if you're still making payments on your car you may need to protect it. If you took out a loan in order to buy your car, your lender may demand that you purchase collision coverage so their asset is covered should something happen to damage it. ...
Zara says they rest assured it won't happen again, it shouldn't never happen the first time. The way they handle it was terrible. No apology, no free item or coupon nothing. But we will give a full refund. Can't speak to the Manager. They don't like to deal with problems. All ...
Why wouldn't you be able to use your full DTI if you don't have other debt? Because lenders don't like you living on the edge. Financial misfortunes happen—you lose your job, your car gets totaled, a medical disability prevents you from working for a while. If your mortgage is 43%...
s me is guaranteed asset protection orgap insurance. It's one of those things that's sold along with the undercoating when you buy a new car. It's essentially credit coverage that covers the difference between what you owe on the car and what insurance will pay if the car is totaled....
What Would Happen if Social Security Disappeared? If Social Security disappeared without any replacement, it would be economically devastating. Millions of Americans rely on Social Security to support their cost of living in retirement, with millions relying on it as their sole source of income.If ...