The federal law protects non-exempt employees more than exempt employees. Despite this difference, employers tend to treat all employees the same. Favoritism in the workplace generally creates a bad work enviro
The Employee Retirement Income Security Act is a federal law that protects employees who participate in voluntary retirement and health plans. These plans must provide participants with information about features and funding. It also establishes guidelines and standards for participation, vesting, and fund...
“The idea that it’s duplicative or inefficient is simply not true,” SoRelle says, adding that a diminished CFPB could bring back the environment that existed before the agency was created. Active and robust consumer protection The CFPB operates in a consumer finance marketplace that includes ...
Finishing the one-time adjustment before January should be a priority. Even if it’s not completed by the time the new administration takes over, the new Trump administration may be legally required to complete it. Hopefully, it won’t reach the point where a lawsuit is necessary to force t...
The federal Fair Housing Act protects against housing discrimination on the basis of: Race. Color. National origin. Religion. Sex, including gender identity or sexual orientation. Familial status. Disability. The law protects against discrimination fromlandlords, real estate companies, real estate agents...
FERPA is technology neutral. The law doesn’t state that signed consent forms must be paper and ink — and there are a lot of good reasons to choose online forms. Not only are they more convenient andincredibly secure, butonline forms reduce paper consumption, which helps the environment. ...
Despite numerous proposals over the years, no one comprehensive federal law governs data privacy in the U.S. yet. In the meantime, individual states have acted rather than wait on the federal government. There's a complex patchwork of sector-specific and medium-specific laws, including laws and...
Securities Exchange Act of 1934:This U.S. federal law primarily regulates securities markets, but it also extends its jurisdiction to certain types of futures contracts that are considered securities. The Securities Exchange Act imposes disclosure and reporting requirements for futures contracts that fall...
The focus of data security is to ensure the confidentiality, integrity, and availability of data. It involves measures to protect data from unauthorized access and corruption throughout its lifecycle. On the other hand, cyber security involves protecting the entire digital environment from cyber threat...
PMI is a type of insurance that protects the lender should you default on your mortgage. It applies when you make a down payment under 20 percent. MIP A mortgage insurance premium (MIP), is a type of mortgage insurance that comes with a Federal Housing Administration (FHA) insured mortgage...