While firewall protection is a great defense, it's also a good idea to follow these top tips for protecting your data and devices: Don't click on links or open attachments from people you don't know. You could unknowingly be giving them access to your device. ...
The Fair Credit Reporting Act gives you several important rights. You can read the full text of the FCRA from the Federal Trade Commission. Here are the highlights: You have a right to know what’s on your credit reports Under the FCRA, you’re entitled to at least one free cre...
Even a secure browser does not guarantee security. Practicing good web hygiene is a great start, as is adding more layers of protection likeMcAfee®WebAdvisor, which can help mitigate the risks of malicious links and typos in addresses, while allowing you to continue using a preferred browser...
Some apply only to governmental entities, others to private entities, and others apply to both. In addition to sectoral privacy laws, the U.S. is experiencing a massive drive toward pushing privacy legislation at the state level. That’s because the federal government hasn’t been able to ...
What does the Fair Credit Reporting Act do? The FTC and the CFPB are two federal agencies that enforce the FCRA. Some states may also have their own credit reporting rules and regulations. When it comes to consumer information, the FCRA protects the information collected in credit bureau files...
What Does Ban-the-Box Mean for Employers? Ban-the-Box States Ban-the-Box and Your Hiring Process: A Step-by-Step Guide Adverse Action: Compliance with FCRA & Ban-the-Box When in Doubt, Apply the Strictest Laws Ban-the-Box FAQs Editor’s note: This post was originally published in ...
Moreover, understanding the credit bureau utilized by American Express for credit inquiries can provide valuable insights for individuals preparing to apply for the Delta SkyMiles American Express card. By staying informed about the credit bureau usage practices of American Express, applicants can proactiv...
If you’re late with a credit card payment, your account will be considered delinquent and could even be written off by the lender or sent to collections. This will also be noted on your credit report. How long does this negative information stay on your credit report, though? That depends...
How long does the credit dispute process take? According to the Fair Credit Reporting Act (FCRA), a credit bureau must investigate consumer credit disputes and resolve issues within thirty to forty-five days. If the bureau find's your dispute insufficient, they may end the investigation. However...
Electronic Communications Privacy Act (ECPA)safeguards the privacy of electronic communications and related data. Fair Credit Reporting Act (FCRA)regulates the collection, distribution, and usage of consumer credit information. In addition to federal laws, data privacy laws have also been enacted at sta...