Two things that homeowners insurance often does not cover are earthquakes and flood-related damage, but there are several other instances of damage that your home insurance will likely exclude. Here are a few examples: Failure to Perform Maintenance ...
A home warranty plan doesn't cover everything. Read this guide to discover what's protected and what isn't, so there are no unpleasant surprises down the road.
Do I have to have homeowners insurance? Unlike car insurance, home insurance is not required by federal or state law. If you have a mortgage, however, you're usually required to have a policy. Read on:What does homeowners insurance cover? Even without a mortgage, foregoing insurance is a ...
Does your homeowners policy cover the most likely causes of damage or loss where you live (such as wildfire, hurricane, or earthquake)? If you live in a flood-prone area, do you need flood insurance? Would a policy with a higher deductible and lower premium make more sense for you? Or...
Is it a good idea to only have liability insurance? What company has the cheapest liability-only car insurance? How much does liability-only car insurance cost? Do I have to get full coverage car insurance? Subscribe to the CNBC Select Newsletter! Money matters — so make the most of it....
A homeowners' association (HOA) is usually a not-for-profit organization established by a community that governs rules regarding what can and cannot occur in homes, and also determines the rules and money spent on shared property. Many condominium andtownhousesavailable for purchase are part of ...
The ability to purchase sinkhole insurance is guaranteed in FL and PA The largest sinkhole in the U.S. is the Texas Devil’s Sinkhole in Rocksprings, TX; it has a 50-foot wide opening and drops 350 feet into the ground What Is a Sinkhole?
Texas Attorney General Ken Paxton is investigating two school districts whose officials were caught on tape saying they would help alter records for male students so they could play girls’ sports, The Daily Wire has learned. By:mayaleo
Most, but not all, states offer FAIR plans. FAIR plan insurance is a last-resort safeguard for high-risk homeowners who can’t buy traditional home insurance. For instance, they might live in an area at high risk of natural disasters or have filed too many home insurance claims in the pa...
Federal bankruptcy law shields a home from sale if the owner’s equity does not exceed $25,150 if the bankruptcy case was filed after April 1, 2019.67Homeowners commonly use the state’s limits, which often prove more favorable. Those who declare bankruptcy in New Jersey or Pennsylvania can ...