According to Bankrate, credit card companies generally use one of three methods to decide on an initial credit line. Some offer cards with preset range limits. For example, a gold card might have a maximum credit line of $2,000 while a platinum card might have a $5,000 maximum. Your cr...
An authorized user is a secondary account holder added to a credit card account by the primary cardholder but isn't responsible for payments. Learn more in detail.
What should I fill in as the name on card if I am purchasing something for someone else? What happens if I write a name differently from what appears on the card?Does the middle name matter?Why is the cardholder’s name needed?Common mistakes and how to avoid them: Have you ever wonde...
Usually the name of a credit card is merely a symbol. For example, a gold or platinum credit card isn't actually made of gold or platinum. The American Express Centurion card, however, is actually made of titanium. The titanium gives the card considerable weight when compared to other credi...
Credit card travel insurance pros and cons FAQs What does credit card travel insurance cover? If your flight is canceled, you may get a full refund from the airline. But that doesn't cover other prepaid nonrefundable costs, like hotel reservations or theater tickets. Many credit card companies...
Let’s start with the biggest question first — what does a secured credit card mean? A secured credit card can be used like a regular credit card for spending and cash withdrawals. It looks just like a regular credit card, and is issued on the same popular payment networks used by regul...
How does collateral work? Collateral on a loan backs up your promise to repay the lender with a physical asset. Even if you default on your loan orcredit card, the lender can recoup the loss by seizing the asset. This type of loan is also known as asecured loan— the collateral "secur...
Find out the live platinum price and see a simple explanation to learn what platinum spot prices mean. We also cover key price drivers,
Belen Edwards Entertainment Reporter Belen Edwards is an Entertainment Reporter at Mashable. She covers movies and TV with a focus on fantasy and science fiction, adaptations, animation, and more nerdy goodness.Recommended For You 'Dune: Prophecy': What does Tiran-Arafel mean? Nothing good,...
Design means you take time to plan your program before you build it. Thoughts are cheaper than debugging. A good rule of thumb is to spend half your time on design. You need a functional spec (what the programs does) and an internal blueprint. APIs should be codified in writing. ...