What Damages Does CGL Insurance Cover? Commercial general liability insurance covers injuries to a person or property damage that occurs on the premises of a business. CGL policies cover claims of property damage, personal injury (such aslibelorslander), bodily injury, andadvertising injury.2 What ...
What does property damage liability insurance cover? Property damage liability insurance covers damage you cause to another person’s property in an at-fault accident, up to the limits of your policy. This includes damage to: Cars and other vehicles: If you hit someone’s car, your property ...
All risk is a type of insurance product that requires a risk to be explicitly stated for it to not be covered. For example, if the contract does not state "tree damage" as an omitting risk, then if a tree were to fall on the insured property under an all risk policy, since the tre...
Pet insurance can help you cover the cost of medical care for your cat or dog without breaking the bank. Most policies cover a range of pet-related expenses, such as illnesses and accidents, while others cover alternative therapies like acupuncture and chiropractic care. But it’s important to...
Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings....
What does homeowners insurance cover? Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vanda...
Since, in a health insurance plan, the insurance provider does not pay for the entirety of your yearly medical costs, you have to pay a certain portion of these costs from your pocket. The deductible is one of these out-of-pocket payments. Before your insurance kicks in, you must first ...
Does renters insurance cover property damage?Personal property damage covers everything inside your home that you own. Not all types of damage are covered — a standard renters insurance policy covers only the following incidents: Theft and vandalism ...
Bird or rodent damage General wear and tear To avoid costly repairs that your policy might not cover, it’s a good idea to maintain your home regularly. Identity theft Homeowners insurance typically does not cover expenses related toidentity theft, but many carriers offer identity theft coverage ...
Mechanical Breakdown:In the case of mechanical failure or breakdown of your watch, insurance can cover the cost of repairs or even a replacement, depending on the terms and conditions of the policy. Water Damage:Many watch insurance policies offer coverage for water damage, including damage caused...