Undoubtedly, one of the most important perks of federal employment is access to a pension benefit –an annuity– in retirement. Combined with Social Security, most, if not all, of your must-have essential expenses can be covered by guaranteed income. So, what role does TSP play in your ret...
How do I know which PBM I have? Most Americans rely on one of the big three PBMs: CVS Caremark, Express Scripts or Optum Rx. Even if you have a smaller PBM like Prime Therapeutics, you may be affected by the business practices of the three giants. (That’s because many smaller PBMs ...
Does Insurance Cover Hallucinogen Addiction Treatment? Typically, yes. However, insurance coverage for hallucinogens addiction treatment can vary based on the specific insurance plan and its policies. Insurance plans generally provide coverage for substance use disorder treatment, including addiction to halluc...