your homeowners insurance would not cover you for the removal of the fallen tree, nor for a replacement of the tree. Tree removal here would only be covered if the cause was a more limited number of perils (which does include
What does homeowners insurance cover? Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vanda...
nor does it guarantee your insurance claim will be approved. Full coverage car insurance combines various coverage options and endorsements to fully cover you up to any applicable limits you selected. It’s a single policy you build with your insurance company to provide the best combination of ...
Renters insurance covers your personal property if it is damaged or stolen, medical and legal bills if you are found liable for damaging someone’s property or injuring them, and temporary living expenses if your rental home is currently uninhabitable.
It covers various things, but the main aspects of a renters insurance policy are personal property damage, personal liability, medical payments, and additional living expenses. What does renters insurance cover? While renters insurance covers a lot, it doesn’t cover everything. Read on to learn...
A home insurance non-renewal doesn’t mean you’re out of luck. There are steps you can take to find coverage, even if you live in a high-risk location.
Your home is as valuable as your life. If you get home insurance, you protect it from any potential issues. Just like life insurance, you should know what all your home insurance covers or in other words, how many ways does it protect your house. While different companies may cover differ...
Does renters insurance extend to my roommates’ belongings? Renters insurance policies are meant to be individually held, so if you share a home with roommates, each person must have their own policy. Most renters insurance companies do not allow roommates to share policies, as it can get messy...
You cover your house, and the HOA covers the shared spaces. However, when you live in a condo, things may be more complicated because you technically only own part of the structure. You will likely be required to have condo insurance, which is also known as HO-6 insurance. Then, your ...
Which building insurance is right for your home? We show you how best to insure your home against water, storms, hail and burglars.