your homeowners insurance would not cover you for the removal of the fallen tree, nor for a replacement of the tree. Tree removal here would only be covered if the cause was a more limited number of perils (which does include
What does homeowners insurance cover? Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vanda...
Does car insurance cover routine maintenance? Nope. You’re responsible for giving your ride the TLC it deserves—likeregular oil changes and rotating your tires. If you file an insurance claim and the adjuster determines that the damage to your vehicle is from normal wear and tear, you’ll ...
Renters insurance covers your personal property if it is damaged or stolen, medical and legal bills if you are found liable for damaging someone’s property or injuring them, and temporary living expenses if your rental home is currently uninhabitable.
Does my parents’ homeowners insurance cover my stuff if I’m still their dependent? If you’re still living in the same household as your parents, their insurance should cover your belongings. For students away at school, coverage often varies by insurer. For instance, you might have coverage...
It covers various things, but the main aspects of a renters insurance policy are personal property damage, personal liability, medical payments, and additional living expenses. What does renters insurance cover? While renters insurance covers a lot, it doesn’t cover everything. Read on to learn...
Your home is as valuable as your life. If you get home insurance, you protect it from any potential issues. Just like life insurance, you should know what all your home insurance covers or in other words, how many ways does it protect your house. While different companies may cover differ...
You cover your house, and the HOA covers the shared spaces. However, when you live in a condo, things may be more complicated because you technically only own part of the structure. You will likely be required to have condo insurance, which is also known as HO-6 insurance. Then, your ...
Does renters insurance extend to my roommates’ belongings? Renters insurance policies are meant to be individually held, so if you share a home with roommates, each person must have their own policy. Most renters insurance companies do not allow roommates to share policies, as it can get messy...
Which building insurance is right for your home? We show you how best to insure your home against water, storms, hail and burglars.