When dealing with the mechanics of materials, it is essential to understand the various measures of stress and strain that can affect materials under different loading conditions. Two of the most commonly used measures of stress are the principal stress and von Mises stress. While they both provid...
According to the theory of maximum principal stress, “The failure of a material or component will occur when the maximum value of principle stress developed in the body exceeds the limiting value of stress”. ... If maximum value of principal stress developed in the body exceeds the point D...
“If you are more than 30 days late on a payment, your creditor will most likely contact you by phone, letter, or email,” says Lyle Solomon, a consumer finance attorney and a principal attorney for the Oak View Law Group in Auburn, California. “Lenders frequently raise your interes...
What does it mean to be in debt? Being in debt means owing money to a lender or creditor, whether through loans, credit cards or other financial obligations. Debt often requires scheduled repayments, typically with interest. Is it okay to have debt?
As the cuff deflates, the device measures the pressure exerted on the artery walls, giving readings for systolic (maximum pressure) and diastolic (minimum pressure). When we delve into the question of how this vital metric is measured, devices like the Oxiline Pressure X Pro and CheckMe BP2...
Through 2025, exceptions to federal tax laws allow some homeowners to escape additional tax liability when going through foreclosure.
The principal plane is a plane oriented in a particular way such that the shear stresses go to zero. At any point in the slab, there exists a plane that (1) intersects that point and (2) has zero shear stresses. Now referencing that plane, there are three stress (1) that is normal...
What Is the Maximum Housing Ratio? Lenders will vary in their requirements for your maximum housing expenses ratio, but they generally want that ratio to be under 28% or 25%. Even if a lender approves you for a particular amount, that does not mean you can actually afford it. Carefully ...
Credit riskis the risk that a borrower will be unable to pay the contractual interest or principal on its debt obligations.10This type of risk is particularly concerning to investors who hold bonds in their portfolios.Government bonds, especially those issued by the federal gov...
Risk can be defined in many different ways. For some, it's not the potential loss of one's principal that is important as much as the prospect of losing out on the upside gain by not acting in a certain way or investing in a certain asset. ...