Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings. ...
A home warranty plan doesn't cover everything. Read this guide to discover what's protected and what isn't, so there are no unpleasant surprises down the road.
Coverage generally extends to anyone in your household, including pets — so if your dog bites someone at the park, you may have coverage. (See Does Homeowners Insurance Cover Dog Bites? for more information.) Which events are covered: Liability insurance covers bodily injury and property damage...
Generally, home insurance includes two main types of cover, contents insurance and buildings insurance. When combined they will undoubtedly give you better protection over most of your assets. They, however, differ noticeably in what they cover individually. Buildings insurance, something which is a ...
If your pet bites someone who is not a household member and causes injuries, your liability insurance may cover their medical bills. If they sue you, the legal fees and representation could be covered, as well. Read your homeowners insurance policy carefully, as there could be restrictions ...
What does umbrella insurance cover? Depending on your policy, umbrella insurance can cover you and members of your household against claims or lawsuits for things like: Injuring someone else. Damaging someone else’s property. Defamation. Landlord liability. False imprisonment. In addition to paying...
if you pass away. It’s also important to consider life insurance for a stay-at-home parent. While they may not contribute financially, their role in providing childcare and managing household responsibilities is often invaluable. Replacing these services could incur significant costs such as hiring...
» MORE: Does homeowners insurance cover dog bites? Damage caused by someone in your household Your son hits a long fly ball through a window at his best friend’s house. It shatters not only the glass but also an expensive vase sitting inside. Your liability insurance could pay for the...
)”中的“‘Contents’ include books, radios, audio and video players, TVs, jewellery, home computers, furniture, household goods, other electrical equipment and sports equipment.(‘内容’包括书籍、收音机、影音机、电视、珠宝、家用电脑、家具、家居用品、其他电器设备和运动器材)”及“But new-for-old...
What Does Personal Liability Cover? Personal liability insurance typically covers (up to a certain amount) injuries that occur on your property, damage that you or your household cause to another property, and legal expenses when you are sued over such damage or injuries. ...