your homeowners insurance would not cover you for the removal of the fallen tree, nor for a replacement of the tree. Tree removal here would only be covered if the cause was a more limited number of perils (which does include
What does homeowners insurance cover? Homeowners insurance covers a variety of situations, including: Fire Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's phys...
House firesare one of the most common causes of damage to homes, and almost every homeowners insurance policy protects structures and belongings against them. If a home is a total loss due to fire, most standard policies that cover fire also cover the cost of additional living expenses, such ...
What does homeowners insurance cover? Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vanda...
Does car insurance cover routine maintenance? Nope. You’re responsible for giving your ride the TLC it deserves—likeregular oil changes and rotating your tires. If you file an insurance claim and the adjuster determines that the damage to your vehicle is from normal wear and tear, you’ll ...
A home warranty plan doesn't cover everything. Read this guide to discover what's protected and what isn't, so there are no unpleasant surprises down the road.
pay to replace or repair your personal belongings if they're stolen or damaged by a covered peril, such as a fire. So, if someone breaks into your home and steals yourlaptop, or your clothing and furniture are ruined in a fire, you may find that contents insurance helps cover the loss...
Renters insurance covers your personal property if it is damaged or stolen, medical and legal bills if you are found liable for damaging someone’s property or injuring them, and temporary living expenses if your rental home is currently uninhabitable.
Debris removal: If a covered loss has left your yard or house in debris, your property coverage will help pay for debris removal. Food spoilage: Your insurance will cover refrigerated food loss if your home loses power for an extended period. Building alterations: If you’ve added or upgraded...
Builder's risk insurance covers the property and materials during a renovation. Learn how much builder’s risk insurance costs, what it covers, and more.