Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics of fire in
What your fire insurance and FEMA can doKathy M. Kristof
Does the Policy Cover Water Damage and Mold? If the sprinkler systems activate, they might put out the fire—but they’ll also cause water damage. If your property develops wet rot or toxic mold, will the landlord or fire insurance cover this damage? Does the Policy Cover Antique/Artisanal...
A home insurance non-renewal doesn’t mean you’re out of luck. There are steps you can take to find coverage, even if you live in a high-risk location.
Does Renters Insurance Cover Theft? Yes, renters insurance covers theft, after you meet your deductible amount. Theft is a more likely scenario than the kind of fire described above, and renters generally have a higher risk of theft than homeowners. So, even though you might think renters insu...
First, let’s dive into what each of the standard six coverage types mean. Dwelling coverage (Coverage A) Your homeowners policy is designed to pay to rebuild or repair your home in the case of damage caused by things like fire, wind, hail and lightning. Dwelling coverage includes the ...
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Fire incidents are the least expected and least desired of all mishaps, but they still manage to happen when one least expects it. Fire Insurance Claims helps .
What Does Extended Coverage Insurance Mean? Extended Coverage (EC) insurance is a supplemental endorsement added to a standard fire policy. It provides additional protection against perils such as hail, windstorms, explosions, civil commotion, riots, vehicles, aircraft, and smoke. However, modern ...
How does a deductible work for car insurance? You may have come across the term “deductible” while shopping for coverage and asked yourself, “how does a deductible work for car insurance”? Put simply, it’s the portion you agree to cover out of pocket to repair or replace your vehicle...