Walsh, James
You need a few days in the hospital and some physiotherapy. The cost runs upwards of $10,000. You’ll have to pay $5,000 of that immediately before your coinsurance helps with the remaining amount. But having a higher deductible does mean you pay a lower premium and can afford to put...
Rachel Hisle is an editor on the 360 Reviews team at U.S. News where she strives to help consumers make informed decisions to protect their home and assets as well as find the best communication services to support their work and personal lives. She comes with a background in research and...
What has the federal government been doing to protect people from discrimination in credit? How can people protect themselves from discriminatory "mark-ups" on car loans? How can consumers protect themselves from discrimination? Where should people go for help if they feel they have been discriminat...
You’ve made it to Baby Step 4. Not only does that mean you’re 100% debt-free and have a fully funded emergency fund, it also means you can start contributing to an HSA if you have an HSA-qualified health plan! Now that you’ve got a rock-solid foundation, it’s time to take...
What does Medicare Supplement insurance cost? The primary goal of a Medicare Supplement insurance (Medigap) plan is to help cover some of the out-of-pocket costs of Original Medicare (Parts A and B). As a general rule, the more comprehensive the coverage, the higher the premium, however,...
What Does Act of God Mean to Business Property Insurance? It's important to know the details of your business property insurance policy. Sometimes, specific acts of God are excluded from coverage. For example, you might need to purchase separate coverage for weather-related events like floods, ...
If your employment changes due to a change in hours, layoff, or termination, you may qualify forCOBRA health insurancecoverage under your existing group health plan for 18 months.3If you choose to continue under the same plan, you are responsible for the entire premium each month. ...
ratioindicates there are enough profits available to service the debt. But, it may also mean the company is not using its debt properly. For example, if a company is not borrowing enough, it may not be investing in new products and technologies to stay ahead of the competition in the ...
If you expect toinherit assets from your parents, you may be in a better position financially than someone who does not expect to receive an inheritance. Keep in mind that certain inherited assets, such as stocks andmutual funds, are eligible for favorable tax treatment called astep-up in ba...