Ford Motor Credit manages outstanding notes to raise capital or extinguish debt to support Ford Motor Co.18 HomeLight, a real estate company, used a blended financial approach to raise $115 million: $60 million by issuing additional equity and $55 million through debt financing. HomeLight used ...
Moving Capital One debit cards from Mastercard onto Discover’s network might mean some limits on global usage, given Discover’s smaller network. Capital One has said it plans to keep Discover’s brand. In the same April earnings call, Capital One CEO Fairbank noted that Capital One’s entir...
To create new ETF shares, an "authorized participant" — typically an institutional investor like a broker — gives the ETF a basket of assets that match the ETF's portfolio or a cash payment. In exchange, they receive a block of new ETF shares with the same value as this "creation ba...
What should you do if your credit card has been suspended? If your card’s been suspended, you can contact your credit card issuer. It should be able to tell you why it was suspended and what options you have. The ability to reactivate a suspended account might depend on the issuer’s ...
Financial security is some saleable right to receive a sequence of future payments, the size of which can either be guaranteed and known in advance or determined by the outcome of some uncertain future event. By saleable, we mean that the investor can sell the security anytime before the matu...
Capital adequacy ratios (CAR) help banks determine if they have enough capital to cover potential losses. The ratio divides a bank's capital by its risk weighted assets. The higher the ratio, the more the bank can cover its losses. Many regulatory bodies set minimum CAR requirements for banks...
Project 2025 would reduce the tax on capital gains and qualified dividends for higher earners. The top rate is currently 20%, and the proposal calls for 15%. The plan would also eliminate the so-callednet investment income tax, or NIIT, an extra 3.8% levy on assets once modified adjusted...
Determining what is a good retirement income may not be as hard as you think. “I find that the majority of people have a good handle on how much they need,” says Christopher Abts, a financial advisor with Prime Capital Financial in Reno, Nevada. That’s because most retirees will have...
However, in such a system, your currency can also be surveilled, given, taken, and/or programmed by the issuer to only work in authorized situations. Agustin Carstens, head of the Switzerland-based Bank for International Settlements (basically the central bank of central banks) had an ...
"What's my total cost for working with you over the next year, and what will I receive in return?" "If you only do better when my account grows, what is your plan if the market drops unexpectedly?" "I understand that you will make a commission on this sale. Will your fee structu...