“Some people already own existing life insurance policies that can go towardpaying final expenses, so do they really need a new policy?” Another situation where final expense insurance may be redundant is if someone has already prepaid their funeral expenses, he adds. Key Takeaways Final expens...
Prepaid Burial or Funeral Plans: Funds set aside for burial or funeral expenses may be exempted from consideration. Irrevocable Funeral Trusts: Certain types of irrevocable funeral trusts can be exempt assets if they meet specific criteria. Life Insurance Policies: In general, term life insurance pol...
In Virginia, funeral directors can be appointed as insurance agents. One funeral home director was offering prepaid insurance for funeral expenses. Buyers could pay the insurance cost up front, and then their loved ones would have the insurance payout to cover their funeral. This funeral director ...
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