TheAmerican Bar Associationdefines personal injury as any damage to a person, as opposed to property. This may include physical harm, as with bodily injury, or mental harm, like trauma or a psychiatric disorder that was caused or worsened by your injury. In this sense, the definition of “...
The risk of bodily harm when falling into water depends on how you fall, that is, the posture of your body as you fall. Unless you’re intentionally jumping overboard (which you shouldn’t!), you’ll likely be in a poor position when you hit the water, which could result in serious ...
Serious bodily injury is an injury that involves risk of death, unconsciousness, extreme pain, loss of a limb, or impairment of an organ. The actual presence of a weapon isn't required; the victim must simply believe a weapon was present. Whether or not an act of battery is designated ...
Combined with an SR-22 or FR-44 financial responsibility form, a non-owner policy proves that you’re serious about getting back behind the wheel. A non-owner car insurance policy is considered a “named insured” policy. This means only the person named on the policy is covered. Many ...
If you’re following the serious legal issues surrounding hip-hop mogul Sean ‘Diddy’ Combs, then you know that there’s a lot to keep up with. All 32 sexual-assault lawsuits currently against him and what exactly Diddy has said in response.
There’s no serious harm, but your medical payments insurance covers the cost of their trip to urgent care for stitches. » READ MORE: Medical payments coverage for homeowners Back to top What homeowners insurance won't cover Even the broadest homeowners insurance policy won’t cover every...
You should consider filing a car insurance claim whenever your out-of-pocket costs would extend past your deductible. Reminder:your deductibleis the amount you’ll pay out of pocket when you file certain claim types, like comprehensive or collision. For example, if you do serious damage to you...
Wreckage Removal: In the event of a serious accident, your PWC may sink. Some communities require an owner to recover sunken watercraft. The coverage typically includes recovering, towing and destroying a damaged PWC. Watersport Liability: Some PWCs have enough power to reach 60 miles per hour,...
All of this applies even if the driver claims they were not aware of any serious injury caused at the time of the incident. In addition to legal issues, a hit-and-run driver will likely have to pay higherauto insurance premiumsonce they’re permitted to drive again. ...
could receive a ticket while driving for something like speeding — or even when you’re not driving if you, say, park illegally by a fire hydrant. In general, there are penalties associated with citations, which may involve a court appearance, fines and even jail time for serious in...