FICO says scores of 800 or above on a credit-scoring range of 300 to 850 are considered excellent. But what counts as excellent can vary—in part because people can have multiple credit scores. Also, decisions
So, how do you know if you have excellent credit? What is an excellent credit score and is there an easy way to get it? Let’s take a closer look at what is considered an excellent credit score, as well as what you can do to boost your credit score into the excellent range. Do ...
An excellent VantageScore® falls between a range of 781-850. There are potential advantages to having an excellent credit score, including improved changes of getting approved for a credit card with more favorable terms. Improving your credit score takes time and consistent, healthy financial habi...
Yes, since an excellent credit score is a credit score of 800 or higher using the FICO credit scoring system. But for the VantageScore model, 781 or higher is considered excellent. We're firm believers in the Golden Rule, which is why editorial opinions are ours alone a...
FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can take steps to improve it. Your...
Credit scores spana range from 300–850; if your number falls somewhere in the middle of this range, you may wonder if it’s considered a fair credit score — it’s not "excellent," but it's not at the very bottom either. A fair credit score can impact the outcome of financial deci...
A credit score in the mid-600s to mid-700s is generally considered "good" on the 300-850 scale used by FICO and VantageScore. Learn more about what a good score can get you.
My credit score is excellent My Experian credit score is currently 809 (on a scale of 300 to 850), which is better than a vast majority of consumers. To be honest, my score is lower than it was earlier this year (when it was 837), as I’ve applied for quite a few cards, and ...
The higher your credit score, the better rates you can qualify for. 800 or more: Wow – your credit score is excellent! This is where the best mortgage rates live. 740 to 799: You have a very good credit score. You will still be able to qualify for very good mortgage rates. 670...
What is a good credit score? Credit scores typically range from 300 to 850. Depending on the individual lender or insurer, you may see different standards, but generally a FICO score above 800 is considered excellent; “very good” FICO scores range from 740 to 799; a “good” sco...