But if you're 18 or older and responsible with money, then a credit card may be worth exploring. Here's what you need to know. » MORE: Am I ready for my first credit card? When should I get a credit card? To manage a credit card responsibly, you need to develop the skills to...
Alternatively, if you’re paying interest on existing credit card debt then you could look for a 0% balance transfer credit card (with the aim of getting your borrowing under control, not to increase your debt further!) How many credit cards should you have? There’s no set answer to how...
- This is your phone number.- Oh, I thought you should have it, now that we're getting to be chums.chum:好友,密友(这个表达其实有点old-fashioned了) 07:22 I was just spitballing.spitball:动词。随口提(建议) 09:10 - Yeah. So, did Eli get any work done today?- I'm not sure. I...
Credit card issuers may look at both overall credit utilization and utilization on individual lines of credit when determining a credit card limit on a new account. If you plan on applying for a new card in a few months, paying down some existing balances could help raise your credit limit....
However, there are benefits to closing a card, especially if it has high fees or if you're finding it hard to manage multiple credit accounts responsibly. Simplifying your finances and reducing the temptation to overspend can be good reasons to close a card. Ultimately, the decision should be...
Should I get a cobranded cruise line credit card? What credit score do you need for the best cruise credit cards? How to choose the right cruising credit card for you? The best cruising credit card for you depends on your goals and spending habits. If you're dreaming of a Mediterranean...
Although 18 is the youngest you can be to get approved for a credit card, qualifying for one before being 21 can still be difficult without a credit history.
easier to get than a regular one if you have no credit history at all or a limited one. The federalCARD Actrequires you to be at least 21 to get a student credit card in your name, although you can apply as young as 18 if you have sufficient income or a cosigner who is at least...
Every credit card has certain terms and features you should be aware of – and purchase APR is one of the most important. The APR, which stands for annual percentage rate, is the amount of interest you will pay if you carry a balance. ...
How to decide if credit card protection insurance is right for you Whether you should sign up for credit card protection insurance or not may depend on a number of factors. First, consider your finances — especially your savings. For example, if you have enough savings to cover expenses in...