Financial institutions governed by the GLBA (the Gramm-Leach-Bliley Act) and information in the FCRA (Fair Credit Reporting Act) also aren’t subject to the UCPA. Data processed or maintained in the course of employment is also exempt. Consumers have the right to: Confirm whether a controller...
Criminal Records. Most employers should not consider criminal records when making hiring decisions. However, an employer can consider if the conduct makes the individual unfit to hold a certain position. Be mindful, criminal history inquiries pose a risk of creatingdisparate treatment discrimination. Mi...
If these scams work, insurance providers could lose money — and the legitimate policyholder may pay the price with increased premiums. Engage in medical billing fraud. As with the example above, fraudsters can use healthcare information to create fake medical bills and siphon payments from ...
Criminals could try and combine your driver's license number with a fake social security number, fake date of birth, plus name change (or alteration) to create a fake proof of identity. This is referred to as synthetic identity theft. Initiating a credit freeze will prevent criminals from ope...