Car insurance is a collection of coverages designed to protect you and your car when you’re on the road, parked, or in your driveway. Sometimes that might mean paying for damages you incur if someone rear-ends you on the highway. Sometimes it means covering your car from physical damage...
Car insurance is a way to protect yourself financially if you are involved in a car accident or suffer a covered loss through fire, theft, vandalism or an act of nature. Some types of car insurance only apply if you are at fault in the accident, while others pay when you are not at ...
Who is covered by my car insurance policy? The people listed as insured drivers on your auto insurance policy are covered to drive your car. If someone not listed on your policy has permission to temporarily drive your car, they are also usually covered. This is called permissive use. For ...
A car insurance deductible is the amount of money you are expected to pay out of pocket if you have a claim. Setting a higher deductible can lower your premiums, but you’ll pay more if you have an accident.
How do car insurance deductibles work? Here’s an example: Your car slides through an icy intersection and crashes into another driver. No one is injured, but the front of your Toyota pick-up is pretty messed up. You file an insurance claim under your collision coverage and get an estimate...
How rental car insurance on a credit card works If your credit card includes car rental insurance, you may have protection against theft or collision damage to your rental car. This insurance is usually a form of secondary coverage, meaning it pays out after your personal auto policy. Some cr...
Car Insurance Research Cars Expert Reviews Shopping Tools WHAT’S MY CAR WORTH? Expert-Tested Gear News + Stories Maintenance Insurance Editor Idalia Garcia is a licensed insurance agent with extensive knowledge of various insurance lines. She has more than 12 years of experience in auto insurance...
Although it's most common to add this to your policy when you purchase or renew your car insurance, you can still add it any time, as long as your policy is still active. If you're looking to enhance your car insurance with Comprehensive coverage, start by getting a quote and following...
Cars are written-off when the repair costs are too high compared to their value, or there is too much damage for the car to be safely repaired.
Your insurance policy can cover a lot of different things, but knowing what car insurance does cover can help you find the right policy for your needs.