Overall, understanding the details of the HOA master insurance policy is essential for both the HOA and individual homeowners. It ensures that the community is well-protected against potential risks and liabilities, while homeowners can have confidence in the comprehensive coverage provided by the HOA....
How much are HOA fees, and what do they cover?HOA fees can range a couple hundred dollars to $2,500 or more per year. The amount HOA homeowners must pay depends on the amenities offered by the community. Neighborhoods with extensive amenities or luxury facilities usually charge considerably ...
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If there’s ever an issueresolving community conflicts, your HOA can be an invaluable resource for resolving the problem. Whether it’s enforcing an existing rule or helping homeowners come to mutually agreed-upon resolutions, your HOA can be an advocate for all homeowners living within the rules...
What is HOA? Click here to discover everything that you need to know about homeowners associations and why communities have them.
HOA fees are often described as homeowner “dues” because paying them gives you access to services that only members can take advantage of. That includes maintenance and upkeep along with access to amenities on the property. Here are some examples: Landscaping: Some communities allow you...
Paying HOA fees help keep your neighborhood and shared spaces well-maintained. The fees can also go toward the insurance premium for the master policy. The exact fee amount is determined by the HOA’s board of directors. The HOA fees may also cover maintenance and property cleaning fees, ...
The HOA meaning adds some value but also some restrictions too. Many first-time home buyers wonder what HOAs are and if living in one will be beneficial. Will living in this type of community be suitable for you? Let’s take a deep dive into the definition of an HOA so you can decide...
In many ways, you can think of an HOA as a mini-government for your housing community, with all the potential benefits and headaches that entails. So how do you decide if an HOA could be right for you? There are several factors to consider, many of which vary wildly from one HOA to...
Buying a short sale can provide savings for homebuyers but comes with unique challenges. Understand how it works and if it’s right for you. Continue, What to know when buying a short sale home Condo vs. townhouse: What’s the difference? Condos may have more amenities and HOA support, ...