If a covered loss, like a fire or wind incident, damages a shared space for which your HOA is responsible, this portion of the policy could cover the repairs. Liability: Suppose someone slips by the pool and decides to sue your HOA. The fees associated with the lawsuit will likely be ...
The ICPA also defines the HOA’s responsibility for maintaining building conditions and common elements. In general, if water damage doesn’t originate inside a unit, it’s likely caused by a problem that must be addressed by the HOA. In such cases, the HOA can be held responsible, especial...
If the HOA rules are overbearing, it can create an uncomfortable living environment. It is a chief reason why many real estate agents express the need to understand the meaning of an HOA and how it will affect your day-to-day living. All buyers should know manyconsiderations for living in ...
For the record, I used a 20% down payment in the example above. Many first-time home buyers come in with significantly less. As such, their mortgage payment will be higher for a variety of reasons. If youput down less than 20% on a home purchase, you’ll have topay mortgage insuranc...
A homeowners' association (HOA) is usually a not-for-profit organization established by a community that governs rules regarding what can and cannot occur in homes, and also determines the rules and money spent on shared property. Many condominium andtownhousesavailable for purchase are part of ...
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3. We still are awaiting an update on whether Lt. Gov. Josh Green’s plan for a 96-hour test rather than a 72-hour test will be put into effect. 4. It is not clear whether Hawaii has adequate testing resources to go to test all visitors on arrival. The question is could asignific...
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Wish you could see what I did with this awesome house plan. Made very few changes and love the design. I feel like I am living in a resort. There was a great place for my Sun Coast hot tub and rear deck enclosure. All done and landscaped on 3 acres with full view of Rocky ...