If you are looking for the longest 0% balance transfer rate currently in the market, it really does get much better than the Citi Simplicity Card. At a whopping 21 months of 0% interest, this makes the Citi Sim
Balance transfers are best for debt that would otherwise take several months (or more) to pay off. If you'd only need a couple of months to pay off your balance even without a transfer, you'll probably be better off leaving it on the current card. That's because balance t...
You can transfer a balance as little as £100, the minimum amount usually allowed. While the maximum is usually 93% of your credit limit to leave room for any potential interest or fees. There are 2 main costs of a balance transfer: ...
The longest 0 percent APR periods are usually on cards that offer little more than that lengthy intro period in terms of cardholder benefits. However, some of the best rewards credit cards also tout decent, if slightly shorter, balance transfer offers. But, if your goal is to get out from...
What is promotional balance transfer? When you're researching balance transfer credit cards, you will run into promotional balance transfer offers. These offers are usually attached as introductory benefits when opening up new credit cards. As much as the promotional balance transfer helps alleviate so...
A balance transfer fee is what your issuer charges when you transfer debt from one loan or credit card to another. These fees are usually a percentage of your total transferred debt, and they’re required to take advantage of balance transfer offers — the best of which let you enjoy a ...
If you're thinking of transferring a credit card balance, a balance transfer can help you do so. Balance transfers are a money-management strategy that can help you save. Keep reading to find out the answers to questions like, “What is a balance transfer?" and more helpful tips on how...
For a balance transfer offer on a card you may already have, the lender will likely guide you to the quickest and easiest way to request it. Many lenders allow you to see your offers and request the balance transfer on their mobile app or online banking. Look for a credit card intended...
The duration of the introductory 0% APR balance transfer offer varies based on individual credit card company offers. After the introductory period, the remaining transferred balance is subject to the card’s standard interest rate. You should pay attention to the duration of the introductory offer...
Balance transfer offers vary depending on thecredit card issuer, the card and the applicant. As an applicant, here are some things to consider when comparing balance transfer cards. Promotional APR periods:Longer promotional periods might mean more time to repay high-interest credit card debt withou...