Target date funds versus mutual funds Target date funds are a specific type of mutual fund. Thousands of different mutual funds are available for investors, each with the purpose of pooling and investing money into a mix of different assets. Mutual funds, including target date funds, can be ac...
Target date funds make it easier for average investors who are looking to save for their retirement in order to maximize their income after retirement. Also, if you own a 401k plan, chances are you are already investing in a target date fund because most plans use them as a default investm...
Is your investing strategy on target? Catherine Ivill/Getty Images Target-date funds, also known as life-cycle funds, are a popular mutual fund type for retirement plans such as 401(k)s and IRAs. But they can also be used to save for a wide array of goals with a specific target date...
Target-date funds, often a type of mutual fund, are a “set it and forget it” investment option. After participants set their contribution from their paycheck and select the funds, the asset mix in the funds automatically adjusts, slowly becoming more conservative as participants get older and...
Target date strategies can also be held in 529 college savings plans, where the target date is often the year the investor anticipates a child starting their higher education. Target date funds are built around the idea that investing across different asset classes and securities and adjusting ...
A target-date fund is a mutual fund that invests with a strategy designed around a specific end date. Target-date funds are popular among those investing for retirement or another long-term goal, such as a child’s education. Target-date funds start out invested heavily in stocks, but gradu...
Target date funds can help manage inflation risk in two ways. First, by investing more heavily in stocks earlier in your career, the idea is to grow your savings past the point of inflation. In addition, some TDFs invest in what are called “real assets” (such as Treasury Inflation-Prot...
Target date and target allocation funds As their name implies, target date and target allocation funds are mutual funds that have a target in mind. Target date funds provide a single-fund option, typically for retirement investing or college saving. You simply pick a fund whose target year matc...
Target-date funds are structured to maximize the investor's returns by a specific date. Generally, the funds are designed to build gains in the early years by focusing on riskier growth stocks, then they aim to retain those gains by weighting towards safer, more conservative choices as the t...
What is an advantage of investing in mutual funds? A. Low risk and guaranteed returns B. Diversified portfolio C. No management fees D. Quick and high returns 相关知识点: 试题来源: 解析 B。解析:共同基金风险不是很低且收益不保证;有管理费用;收益不是快速且很高。共同基金的优势是投资组合多样化...