While a large body of research has sought to understand HIV transmission risk behaviours among gay men, bisexual men and other men who have sex with men (MSM), less attention has been paid to the wider sexual health and well-being of this population. Whi
20. “Your brain is your garden; what you sow is what you will reap. Seed it with hope, positive energy, good manners, and creativity. Irrigate it with faith, hard work, and good company.”— Zeyad Massry “You reap what you sow” quotes about the reflective nature of life 21. “D...
Good to hear from you, too. The quotes we sent you were for an IMMEDIATE annuity (lifetime annuity with payments starting immediately and with beneficiary payments if you died before the end of 10th year). There were prices from 16 companies. You asked: Are these the best rates? They ...
Live your life with passion, with some drive, decide that you are going to push yourself. The last chapter to your life has not been written yet, and it doesn't matter about what happened yesterday. It doesn't matter about what happened to you, what matters is, 'what are you going t...
In today’s immediate annuity marketplace, there are a number of ways the annuity can be customized to suit your specific life situation and concerns. In exchange for the guarantee of payments, you give up the right to demand the return of your original premium. Unlike some forms of life ...
Some term policies can also be converted to a permanent life insurance policy, like a whole or universal policy, without a medical exam. There may be a window for when this conversion can happen. However, once converted, those permanent life policies are more expensive. Renewability is another...
The main differences between a term life insurance policy and a permanent insurance policy (such as whole life or universal life insurance) are the duration of the policy, the accumulation of cash value, and the cost. The right choice for you will depend on your needs. Here are some things...
As a result, the premiums for permanent life insurance are often six to 10 times higher than premiums for term life insurance. This may lead some agents to recommend permanent policies, even if the commission percentage is the same, since the total commission they stand to earn is higher. ...
Some people just cannot accept to be number two in their lives. They fight hard and they work hard because they hate to lose. People such as Donald Trump and Usain Bolt are good examples. They just hate losing. Why do you think Muhammad Ali works so hard? This is because he desires ...
Ask. Chances are what bothers one potential client, bothers many. Help your readers connect the dots. Tell them something new about your topic, something they can ponder and, maybe even, use to impress their bosses, colleagues or friends. They’ll feel good. People like feeling ...