There is talk of legislation on credit unions in the next session of Parliament. This article looks at the history and philosophy of credit unions; in a future issue we hope to have an article about the Pitney-Bowes credit union — the first employees' credit union in this country....
For credit unions, success in 2024 and beyond will come from an actionable understanding of economic and interest rate trends. That understanding can empower you to respond in ways that are best for your credit union and your members. By accurately answering the question...
It may be possible to get approved for a student loan with bad credit. Discover some potential options here.
If you have good credit, a good APR is easy to come by — but what qualifies as a "good" annual percentage rate also varies by type of card.
A good credit card APR is a rate that’s at or below the national average, which currently sits above 20 percent. While there are credit cards with APRs below 10 percent, they are most often found at credit unions or small local banks. ...
In Canada alone, there are around 300 credit unions. Each one differs in size from a few members to thousands. Some only have one or a few physical locations while others have hundreds. It’s estimated that one third of Canadians use a credit union so there’s no reason why you shouldn...
What is a credit union? A credit union is a not-for-profit cooperative financial institution owned by its members. Credit unions offer the same services as banks, but profit is returned to members in the form of interest and other benefits.
Credit card issuers are lenders. These are credit unions or banks, like Chase, that take on the inherent risk of lending unsecured credit to consumers. When youapply for a card, you do so through the issuer. In this article, we’ll explore what issuers do, why they’re important and ho...
One of the most common options is thechecking account, which is offered by banks, credit unions, and other financial institutions. But what is a checking account, and how does it differ from other options such as savings or money market accounts? Find the answers to all of your biggest que...
How do lenders find out if you lie on your loan application? What happens if you get caught? Erik J. MartinOct. 25, 2024 What Are Payday Alternative Loans? Borrow cheaply without a credit check. Payday alternative loans from credit unions deliver funds fast. ...