Something goes wrong that's going to cost you a fair bit of money that's not sitting there in your bank account waiting for you to need it. Flex loans are designed to help with unexpected expenses and Citi offers one. These loans let you lay your hands on cash within a reasonably shor...
Plenty of corporations don’t offer flexible time off. According to a U.S. News survey of 200 large companies in the finance, technology and digital media industries, only 20% offer unlimited PTO. (Of those, 15% are technology companies.) Of the 200 companies surveyed, 39% do not offer ...
"Dividend-paying stocks are a great way to meet income needs while still participating in potential capital appreciation," says Chris Huemmer, senior investment strategist for FlexShares ETFs at Northern Trust Asset Management. "The capital appreciation component is especially important in periods of hi...
Worry-Free Payroll Payroll doesn’t have to be complicated. Ensure compliance and accurate employee data with automated payroll software. Get Payroll Software related Benefits Administration Guide to Employer-Sponsored Retirement Plans (Without the Jargon) ...
A study that looked at insights from the S&P's Global Financial Literacy Survey found that "consumers who fail to understand the concept of interest compounding spend more on transaction fees, run up bigger debts and incur higher interest rates on loans." Whether you regularly use a credit card...
In general, credit unions are known for issuing cards with lower-than-average APRs. On the other hand, premium travel credit cards generally charge high rates. Your creditworthiness. You'll often see APRs expressed as a range, like "15.99%-22.99% variable APR." As with many types of loans...
Citi Flex Plan is an umbrella term for two financial products: Citi Flex Loan and Citi Flex Pay, additional ways of tapping your credit card's line of credit.
While this is true, it is important to factor in the long-term costs of carrying large loans. The longer you are in debt, the more interest you pay over time. So while it may not damage your score very much, remember that you'll be paying for the loan until it's paid off. ...
Personal loans.Personal loans typically offer lower interest rates than flex loans, but they may be more difficult to secure depending on your credit score.Personal loans for bad creditare a potential avenue for some borrowers to consider. Payday loans.Payday loansare another way to access cash q...
A leveraged loan is one that is extended to companies or individuals that already have considerable amounts of debt or a poor credit history. Leveraged loans typically have higher interest rates.