What you drive affects your auto-insurance rates.(Knight Ridder Newspapers)Gelles, Jeff
→ Read more about how long an accident affects your car insurance rates Frequently Asked Questions How often do insurers check your driving record? Car insurance companies check your driving record when you apply for coverage and whenever it's time to renew. This means that even if you're ...
such as 2% to 3%. Smaller profit margins mean even the slightest changes in an insurance company's cost structure or pricing can mean drastic changes in the company's ability to generate profit and remain solvent.
How Your Car Choice Affects Premiums The type of car you drive significantly influences your insurance rates. Here’s how: –Vehicle Value: More expensive cars generally cost more to insure due to higher repair or replacement costs. –Safety Ratings: Cars with high safety ratings oft...
How income affects car insurance rates Technically, your income does not directly impact your car insurance rate. Unlike a loan, insurance companies do not review your income to determine if you should get approved for coverage. Other factors that may play a role include your credit history, the...
“It has been known for decades that heavy drinking is bad for brain health," Sadie Boniface, head of research at the UK's Institute of Alcohol Studies, said via email. "We also shouldn't forget alcohol affects all parts of the body and there are multiple health risks. ” 28. What is...
The prominence of rural ecological environment problems not only affects the improvement of the quality of life of urban and rural residents, but also affects the sustainable development of the entire society. In ecological environment protection, rural ecological environment protection should be given ...
Car prices, monthly payments, and insurance costs all rose during 2024. Good credit scores are key to securing good auto loan rates. APRs are decreasing for super prime and prime borrowers but rising for all other borrowers. Consumers should keep an eye on increased overall costs for new and...
The general understanding of a credit score is that it is a number based on how responsibly you handle your credit. Several factors impact your credit score, and you might be surprised what financial behaviors and information actually make a difference.
“Insurance carriers address this added risk by raising rates for women.” “Another consequence of living longer is that women are more likely than men to be single when they are elderly,” she adds. “Men are more likely than women to have a younger spouse who is...