🆕 Batch API Document Intelligence now adds support for batch analysis operation to support analyzing a set of documents to simplify developer experience and improve efficiency. Add-on capabilities Query fields AI quality of extraction is improved with the latest model.May...
Diminished value: A car has diminished value after it’s been in an accident and been repaired. Even with the repairs, it’s still less valuable than before the accident. However, if you have gap insurance, the provider could pay you for the diminished value of the car along with the co...
The average time to sell a house in California ranges from 37-56 days. This range includes both the time it takes to receive an offer and the typical closing period. However, selling a house in California is a dynamic process that can vary depending on the region and local market condition...
Home appraisal:Your lender will require a professional home appraisal to verify the house is worth at least the amount they’re loaning you. This will likely run several hundred dollars (or more depending on size and location). Home inspection:A home inspection isn’t required, but for another...
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If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeowners policy doesn’t just cover your house and your stuff. It can also pay to defend you from lawsuits or cover ...
Appraisal and Agreement: The process starts with an initial appraisal to determine your home’s current market value. Using the appraised value, your lender or investor offers a lump sum in return for a portion of your home’s future appreciation. The percentage of equity exchanged depends on ...
Emphasize unique features:If your home has a unique feature, such as anauxiliary dwelling unit(ADU) or mother-in-law house, highlight this and other value-adds in your listing. Other pluses might be a corner lot, a cul-de-sac, no homeowners association restrictions, or an oversized lot....
The loan-to-value (LTV) ratio is a lending risk assessment ratio that financial institutions and other lenders examine before approving a mortgage.
Home equity is the current market value of your home, minus any liens such as a mortgage. You can leverage your home equity by using it to back a home equity loan or a home equity line of credit. When you put a down payment on a house of 20% or more, you'll have immediate equit...