The weighted average life for a bond or another interest-bearing investment refers to the average amount of time for a dollar of principal to be repaid. Bonds with higher weighted average life values may be more risky. Keep in mind that the weighted average life is generally less than the m...
The weighted average life (WAL) is a product of the time when principal payments are received and the amount of principal received divided by total principal outstanding. Explicitly, it can be defined as: For example, consider a loan with two years to maturity and $100 million in principal....
The most common mortgage term in the U.S. is 30 years. A 30-year mortgage gives the borrower 30 years to pay back their loan. Most people with this type of mortgage won't actually keep the original loan for 30 years. In fact, the typical mortgage length, or average lifespan of a ...
Related to Weighted average life:Weighted average maturity half-life (hăf′līf′, häf′-) n. 1.PhysicsThe time required for half the nuclei in a sample of a specific isotopic species to undergo radioactive decay. 2.Biology a.The time required for half the quantity of a drug or othe...
Weighted-Average Effective Loan Rate: Commercial 加权平均有效贷款利率:商业 星嘉尘2021-03-08284Unknown 新建Notebook 内容 Notebook 评论 描述 这是由美联储经济数据库(FRED)托管的美联储数据集。FRED有一个数据平台,它们根据数据更新的频率来更新其信息。数据集包含美国商业加权平均有效贷款利率的相关数据。
How is your weighted average interest rate used? If you consolidate multiple federal student loans into a single loan, your new loan will carry an interest rate that is the weighted average of your current loans rounded up to the nearest one-eighth of 1 percent. The repayment term is determi...
Weighted Average Life Test means, as of any date of determination, that the Weighted Average Life of all Eligible Loan Assets is equal to or less than 6.0 years. Accumulation Period Amount means $41,666,666.67; provided, however, if the Accumulation Period Length is determined to be less tha...
$12,000 at 3.625% involves loan payments of $119.37 per month and $14,323.97 in total That yields an increase of 27 cents per month and $32.66 in total payments. A lot of the difference is due to the rounding up of the weighted average interest rate to the nearest 1/8thof a percent...
The weighted average life (WAL) is the average length of time that each dollar of unpaid principal on a loan, amortgage, or anamortizing bondremains outstanding. Calculating WAL shows an investor, an analyst, or a portfolio manager how many years it will take to receive roughly half of the...
Weighted Average Maturity vs. Weighted Average Loan Age Weighted average maturity (WAM) and weighted average loan age (WALA) are both used to estimate the likelihood of an investment in a mortgage-backed security being profitable. However, WAM tends to be a more broadly used measure for the ma...