There Are Many Ways to Plan for Retirement. Make Sure You Pick a Good OneConte, Anthony M
Planning for retirement might seem overwhelming, but there are ways to help set yourself up for a successful future. Keep reading for tips on how to prepare for retirement.
It’s been a whipsaw of a ride for 401(k)s, Individual Retirement Accounts (IRAs) and other retirement funds lately. Stock and bond markets have been wild due to the coronavirus’ impact on the global economy. My advice: Don’t overreact, but do use this as a time for an annual asse...
including how many employees are using the programs, whether employees are happy with them, and whether they are ready for retirement. By studying this data, employers can find ways to make the programs better and ensure they are helping employees according to their needs. ...
Another way to boost your retirement income and stretch those savings as much as possible is to sign up as a driver for Uber or Lyft. Rideshare drivers can set their own hours; thus, you can work as much or as little as you want. If you’re able to drive and you feel like this ...
If you've held jobs at different companies over your career, you may have a pension or retirement plan in different places. Take an overall look at where you stand for a better picture of how you'll fund your retirement. Tip: An advisor can help you figure out how to organize your ...
There are rewards to be had for those who save for their retirement. The government is willing to give away free money in tax savings when you contribute to an IRA or an employer-sponsored retirement plan. And your employer may have free money on the table as well in the form of matchin...
(k) plan also offers a Roth 401(k) feature, which uses income after taxes rather than pre-tax funds, you should consider what your income tax bracket is likely to be in retirement to help you decide whether this is the right choice for you. Even if you leave that employer, you ha...
“Before, we had to plan for everything. We couldn’t just lock up the home and travel; who would take care of the dog, get the mail, water the garden? Having a condo gives us the freedom to get up and go.” Think of how many hours you spend driving…living in the city means...
Be sure you have a plan to repay the debt so that it doesn't snowball over time. You may also be able to borrow money or ask for a gift from a relative or a close friend. If it's a loan, consider drawing up a personal loan agreement that includes the basics—how much it is fo...