It’s becoming increasingly difficult to qualify for a personal loan through yourbankorcredit union, especially if you want a larger amount, but it is possible to get a reasonable loan if you meet the requirements. Unsecured Personal Loans Unsecured personal loans are great if you lack the coll...
Should your car be worth less than the payoff amount (a situation known as an upside-down loan) you'll need to cover the difference. If you don't have the cash on hand, you may want to look intoa personal loan with a lower interest rate. By using non-traditional factors like employm...
Keep in mind: If you do get an advance from your employer or dig into savings, be sure to budget carefully. Ultimately, you want to avoid taking on expensive, short-term debt like title loans in the future. 2. Refinance with a personal loan Another option is to apply for a new, lo...
Analyze your personal debt Credit card debt can be difficult to pay down while you’re a student. “We recommend students set themselves up for success by getting those expenses paid down prior to law school,” Thornton says. An adverse credit history could lead to ...
The more credit card debt you have, the harder it is to get rid of — but there are still some options to consider.
Your financial aid package for graduate school may include any combination of grants, fellowships, assistantships, work-study, scholarships and loans. If it doesn't quite cover everything or may put you in heavy debt, explore ways to get more money for school. “An accepted student...
Credit cards Banking Home Loans Insurance Personal finance Investing Small business Taxes Mortgages 6 Ways to Determine the Best Mortgage Loan for YouAdvertiser disclosure 6 Ways to Determine the Best Mortgage Loan for You To get the best mortgage loan, know how much you can afford ...
No matter how you spend your tax refund, putting it to good use rather than letting it sit in your account means you’ll get more out of it. Key Takeaways Experts agree that prioritizing savings and debt payments are the best ways to use a tax refund. A refund presents a great opport...
The main benefit of this option is that the interest rates you pay are significantly lower than the typical credit card rate, making it more affordable to pay off what you owe. However, you'll need good credit to qualify for consolidation loans with the lowest possible interest rates. Borrowe...
A personal financial crisis can strike at any time, whether due to job loss, medical emergencies, or economic downturns. Without preparation, these events can cause additional stress and financial instability. Below are ten effective strategies to help you prepare for and manage a financial crisis....