liberalequipmentwrite-offs.•Anextraordinarychargeof £11.7 millioncoverstheclosureof businesses andgoodwillwrite-offs.•Theirprofitsareweakeningthankstotoughercompetition,loanwrite-offsand arisingcostoffunds.•Silversaid,referringto thewrite-offthat theownerscanclaimbecause the car is acharitabledonation....