The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the ...
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Vanguard Target Retirement 2020 Fund: Are You Planning to Retire in the Next 5 Years? Vanguard target-date funds help take the guesswork out of asset allocation, and if you're near retirement, the one tickered VTWNX is among your best choices to combine safety and growth. ...