Our Vanguard rep managed to duplicate VTSAX by adding the complexity and expense of two additional funds. Yikes. Point:jlcollinsnh. Double points! Anytime you can accomplish the same goals with one fund instead of three at less cost, it deserves double points. Actually I’m awarding myselftr...
e.g. most Vanguard funds over here are Dublin-based vehicles that usually come with a tax disadvantage to domestic funds or investors outside of Ireland, if the funds do reinvest the distribution.